Profitability & Management Efficiency of SBI Cards & Payment Services Ltd. (SBICARD)
Valuation Ratio Profitability Ratio Solvency Ratio Efficiency Ratio
Profitability Ratios of SBI Cards & Payment Services Ltd.
| Year | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % | 33.81 | 36.86 | 26.85 | 24.23 | 35.69 | 16.09 | 22.50 | 23.18 | 11.24 | 55.82 | 56.34 | 51.97 | 65.18 | 49.77 | 38.84 |
| ROE % | 13.78 | 13.91 | 19.93 | 22.98 | 20.85 | 15.62 | 23.31 | 24.09 | 25.55 | 26.91 | 24.58 | 28.03 | 39.12 | 29.91 | 13.05 |
| ROA % | 3.27 | 2.92 | 4.14 | 4.96 | 4.66 | 3.64 | 4.92 | 4.26 | 3.83 | 3.61 | 3.60 | 4.38 | 6.16 | 3.89 | 1.76 |
| ROIC % | 3.62 | 3.26 | 4.63 | 5.52 | 5.26 | 4.04 | 5.48 | 5.01 | 4.37 | 4.04 | 4.01 | 4.71 | 6.91 | 0 | 0 |
| Operating Margin % | 10.58 | 11.15 | 16.01 | 17.65 | 14.50 | 9.57 | 13.52 | 14.91 | 14.19 | 14.62 | 13.94 | 9.42 | 15.19 | 12.79 | 5.16 |
| Net Margin % | 10.89 | 10.60 | 14.19 | 16.53 | 15.14 | 10.61 | 13.42 | 12.33 | 11.59 | 12.05 | 11.89 | 15.00 | 20.31 | 12.79 | 5.16 |
| EBITDA Margin % | 30.76 | 32.68 | 35.50 | 35.43 | 31.36 | 26.84 | 33.79 | 34.72 | 31.91 | 34.62 | 36.42 | 35.70 | 41.26 | 32.70 | 24.45 |
| Asset Turnover % | 30.18 | 29.22 | 32.72 | 34.08 | 34.63 | 35.47 | 40.74 | 38.96 | 39.12 | 34.62 | 33.96 | 33.08 | 34.95 | 36.31 | 0 |
| Free cash flow To Revenue % | 79.16 | -12.15 | -32.57 | -49.49 | -42.06 | 6.85 | -44.68 | -35.12 | -56.15 | -67.89 | 33.83 | 0 | 0 | 0 | 0 |
| Dividend Payout Ratio % | 10.02 | 14.98 | 15.06 | 9.42 | 13.17 | 9.53 | 8.11 | 11.70 | 15.72 | 20.11 | 33.28 | 0 | 0 | 0 | 0 |
| Cash Flow TO Assets % | -3.23 | -3.27 | -9.37 | -14.65 | -12.67 | 2.56 | -16.07 | -11.68 | -18.34 | -20.66 | -14.70 | -10.40 | -8.40 | 0 | 0 |
Compound Annual Growth Rate (CAGR) of Profitability Ratios of SBI Cards & Payment Services Ltd.
| Period | 1 Year | 3 Year | 5 Year | 7 Year | 10 Year |
|---|---|---|---|---|---|
| ROCE | -8.26 % | 11.76 % | 16.01 % | 5.54 % | -4.98 % |
| ROE | -0.914 % | -15.67 % | -2.48 % | -7.67 % | -5.62 % |
| ROA | 11.73 % | -12.99 % | -2.17 % | -3.73 % | -0.974 % |
| ROIC | 11.05 % | -13.07 % | -2.15 % | -4.51 % | -1.00 % |
| Operating Margin | -5.15 % | -15.68 % | 2.03 % | -4.79 % | -2.72 % |
| Net Margin | 2.68 % | -12.98 % | 0.515 % | -1.76 % | -0.880 % |
| EBITDA Margin | -5.88 % | -4.60 % | 2.76 % | -1.71 % | -1.68 % |
| Asset Turnover | 3.30 % | -3.97 % | -3.18 % | -3.58 % | -1.17 % |
| Free cash flow To Revenue | 751.36 % | 53.25 % | 63.15 % | 22.98 % | 8.87 % |
| Dividend Payout Ratio | -33.15 % | 2.05 % | 0.998 % | -2.20 % | -11.32 % |
| Cash Flow TO Assets | 1.18 % | 39.60 % | -26.65 % | 16.79 % | 14.07 % |
Formula of common Profitability Ratios
About TSR TECH Strength / Valuation / Growth
TSR Tech Strength is based on Deep Analysis, Back Testing and Historical Trend Analysis using Machine Learning. Overall Technical Strength is based on 50+ indicators including Technicals, Moving Avg, Chart Patterns, Candlestick and proprietary algorithms.Technical Strength is calculate from 1 Min Tick to One Month Tick.
TSR Growth analyses dozen of Historical , MRQ, TTM Parameters, Returns of Individual Stocks vis-a-vis sector , broad based Index to access Growth Potential.
TSR Value analyses dozen of Historical , MRQ, TTM Parameters, Returns of Individual Stocks vis-a-vis sector , broad based Index to access its value.
This is an automated process and in NO WAY should be considered as a tip as its based on past data. We strongly recommend to use these signals for information only and seek advise from a certified professional for any trading decision.If you like it then please share.
Birds's Eye
Fundamentals
Fundamentals
Technicals
MovingAverage
Candlestick
PivotPoint
Beta&Vols
Tech Charts
Future/Option









