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Fundamental Analysis of SBI Cards & Payment Services Ltd. - Growth / Value Index
SBICARD - Valuation Highlights
Valuation Analysis
Tremendous increasing in Book Value last 3 year
Very Expensive - Price to Intrinsic Value of 4.87
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Price to Earning | 25.91 | 27.91 | -36.18 % | ||
| Price to Book | 3.79 | 3.85 | -36.76 % | 0 | |
| Price to Sales | 2.82 | 3.04 | -34.47 % | ||
| Enterprise Value to EBITDA Multiple | 9.50 | -30.79 % |
SBICARD - Profitability Highlights
Profitability Analysis
Company Earning excess return
Piotroski F Score - Stable Value of 5.0
Company's Net Profit is increasing for last 5 Quarters
Company's Profit Before Tax is increasing for last 5 Quarters
EBITDA is continuously increasing for last 3 Years
Steady Growth in EPS for last four quarters
Good Return on Equity of 14.64% is achieved by the company
Good Net Margin of 10.89% is achieved by the company
Very Low Dividend Yield of 0.410 %
Low Earning Yield of 3.86 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Return On Equity | 14.64 | 13.78 | -0.914 % | 3.87 | |
| Return On Asset | 3.23 | 3.27 | 11.73 % | 0.919 | |
| Net Profit Margin | 10.89 | 10.89 | 2.68 % | 12.35 | |
| Operating Profit Margin | 29.46 | 10.58 | -5.15 % | 38.76 | |
| EBITDA Margin | 31.58 | 30.76 | -5.88 % | 31.65 |
Highlights
| Market Cap | 561068 M |
| Enterprise Value | 537871 M |
| Price/Book TTM | 3.79 |
| Outstanding Share | 951609 K |
| Float/ Outstanding Share | 31.43% |
| Dividend Yield | 0.420 % |
Share Holding
Guru Numbers
| Price/Graham No | 2.03 |
| Peter Lynch Ratio | 0.502 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 1.26 |
| Sloan Ratio | 0.102 |
| Peter Lynch Fair Value | 449.72 |
SBICARD - Growth Highlights
Growth Analysis
Annual sales of the company is increased for three years in a row
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 19899.66 (Cr) | 10.11 % | 3.76 % |
| Gross Profit | 16294.36 (Cr) | 61.15 % | 4.50 % |
| EBITDA | 6283.92 (Cr) | 3.64 % | 6.12 % |
| Net Profit | 2166.67 (Cr) | 13.06 % | 9.46 % |
| EPS | 22.76 | 13.00 % | NA |
SBICARD - Stability Highlights
Stability Analysis
Tsr Stability Index - Excellent Score of 87.50
Company is Debt Free
Altman Z Score of 1.26 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|
| Debt to Equity Ratio | 0 | 0 % | 0 | |
| Cash Ratio | 0.0477 | -13.03 % | ||
| Quick Ratio | 0 | 0 % | 0 | |
| Shareholders Equity | 23.71 | 12.76 % | ||
| Debt to EBITDA | 0 | 0 % |
Historical Valuation Ratios of SBI Cards & Payment Services Ltd.
Historical Valuation Ratios
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Historical Profitability Ratios of SBI Cards & Payment Services Ltd.
Historical Profitability Ratios
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Historical Efficiency Ratios of SBI Cards & Payment Services Ltd.
Historical Efficiency Ratios
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Historical Solvency Ratios of SBI Cards & Payment Services Ltd.
Historical Solvency Ratios
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