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Fundamental Analysis of SBI Cards & Payment Services Ltd. - Growth / Value Index



SBICARD - Valuation Highlights

Valuation Analysis

   Tremendous increasing in Book Value last 3 year
   Very Expensive - Price to Intrinsic Value of 4.87
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ Screener/ About
Price to Earning 25.91 27.91 -36.18 %    
Price to Book 3.79 3.85 -36.76 % 0    
Price to Sales 2.82 3.04 -34.47 %    
Enterprise Value to EBITDA Multiple 9.50 -30.79 %    


SBICARD - Profitability Highlights

Profitability Analysis

   Company Earning excess return
   Piotroski F Score - Stable Value of 5.0
   Company's Net Profit is increasing for last 5 Quarters
   Company's Profit Before Tax is increasing for last 5 Quarters
   EBITDA is continuously increasing for last 3 Years
   Steady Growth in EPS for last four quarters
   Good Return on Equity of 14.64% is achieved by the company
   Good Net Margin of 10.89% is achieved by the company
   Very Low Dividend Yield of 0.410 %
   Low Earning Yield of 3.86 %
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ Screener/ About
Return On Equity 14.64 13.78 -0.914 % 3.87    
Return On Asset 3.23 3.27 11.73 % 0.919    
Net Profit Margin 10.89 10.89 2.68 % 12.35    
Operating Profit Margin 29.46 10.58 -5.15 % 38.76    
EBITDA Margin 31.58 30.76 -5.88 % 31.65    


Highlights
Market Cap561068 M
Enterprise Value537871 M
Price/Book TTM3.79
Outstanding Share951609 K
Float/ Outstanding Share31.43%
Dividend Yield0.420 %
Share Holding
Guru Numbers
Price/Graham No2.03
Peter Lynch Ratio0.502
Piotroski F Score5.00                  
Altman Z Score1.26                  
Sloan Ratio0.102
Peter Lynch Fair Value449.72


SBICARD - Growth Highlights

Growth Analysis

   Annual sales of the company is increased for three years in a row
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 19899.66 (Cr) 10.11 % 3.76 %
Gross Profit 16294.36 (Cr) 61.15 % 4.50 %
EBITDA 6283.92 (Cr) 3.64 % 6.12 %
Net Profit 2166.67 (Cr) 13.06 % 9.46 %
EPS 22.76 13.00 % NA


SBICARD - Stability Highlights

Stability Analysis

   Tsr Stability Index - Excellent Score of 87.50
   Company is Debt Free
   Altman Z Score of 1.26 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ Screener/ About
Debt to Equity Ratio 0 0 % 0    
Cash Ratio 0.0477 -13.03 %    
Quick Ratio 0 0 % 0    
Shareholders Equity 23.71 12.76 %    
Debt to EBITDA 0 0 %    


Historical Valuation Ratios of SBI Cards & Payment Services Ltd.

Historical Valuation Ratios
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Historical Profitability Ratios of SBI Cards & Payment Services Ltd.

Historical Profitability Ratios
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Historical Efficiency Ratios of SBI Cards & Payment Services Ltd.

Historical Efficiency Ratios
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Historical Solvency Ratios of SBI Cards & Payment Services Ltd.

Historical Solvency Ratios
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