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Fundamental Analysis of Cholamandalam Investment and Finance Company - Growth / Value Index
CHOLAFIN - Valuation Highlights
Valuation Analysis
Tremendous increasing in Book Value last 3 year
Very Expensive - Price to Intrinsic Value of 18.69
Price to Book Ratio of 4.79 suggesting that it is very expensive
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Price to Earning | 23.54 | 29.97 | 6.67 % | ||
| Price to Book | 4.73 | 5.40 | 10.05 % | 4.43 | |
| Price to Sales | 3.84 | 4.94 | -1.54 % | ||
| Enterprise Value to EBITDA Multiple | 12.77 | -30.00 % |
CHOLAFIN - Profitability Highlights
Profitability Analysis
Tremendous increasing trend in Net Profit for last 3 year
Excellent QoQ /QoQ FY EPS growth
During the past twelve months, the company has given a strong Return On Equity of 20.08%
All key Trailing Twelve Months Margin growing by 15 %
Piotroski F Score - Stable Value of 5.0
Company's Net Profit is increasing for last 5 Quarters
Company's Profit Before Tax is increasing for last 5 Quarters
EBITDA is continuously increasing for last 3 Years
Steady ROE in range of 15 to 20 for last 3 years
Steady Growth in EPS for last four quarters
Good Net Margin of 16.31% is achieved by the company
Very Low Dividend Yield of 0.140 %
Low Earning Yield of 4.19 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Return On Equity | 20.08 | 18.01 | 3.17 % | 4.97 | |
| Return On Asset | 2.38 | 2.11 | -3.27 % | 0.595 | |
| Net Profit Margin | 16.31 | 16.49 | -7.70 % | 16.32 | |
| Operating Profit Margin | 29.29 | 21.03 | -6.95 % | 33.50 | |
| EBITDA Margin | 70.03 | 71.50 | -2.48 % | 69.06 |
Highlights
| Market Cap | 1155.62 B |
| Enterprise Value | 2239.00 B |
| Price/Book TTM | 4.73 |
| Outstanding Share | 852037 K |
| Float/ Outstanding Share | 49.90% |
| Dividend Yield | 0.150 % |
Share Holding
Guru Numbers
| Price/Graham No | 2.24 |
| Peter Lynch Ratio | 0.985 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 1.07 |
| Sloan Ratio | 0.196 |
| Peter Lynch Fair Value | 1267.40 |
CHOLAFIN - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Tremendous increasing trend in total sale last 3 year
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 29701.96 (Cr) | 35.04 % | 5.43 % |
| Gross Profit | 15709.58 (Cr) | 36.70 % | 6.56 % |
| EBITDA | 20801.31 (Cr) | 31.68 % | 5.85 % |
| Net Profit | 4843.93 (Cr) | 24.64 % | 11.31 % |
| EPS | 57.61 | 23.20 % | NA |
CHOLAFIN - Stability Highlights
Stability Analysis
Altman Z Score of 1.07 suggest high risk
Company has high debt burden
Company is unable to generate enough free cash to support the business.
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|
| Debt to Equity Ratio | 4.98 | -40.68 % | 7.23 | |
| Cash Ratio | 0.053 | 29.89 % | ||
| Quick Ratio | 0 | 0 % | 0 | |
| Shareholders Equity | 11.72 | -6.24 % | ||
| Debt to EBITDA | 6.38 | -45.58 % |
Historical Valuation Ratios of Cholamandalam Investment and Finance Company
Historical Valuation Ratios
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Historical Profitability Ratios of Cholamandalam Investment and Finance Company
Historical Profitability Ratios
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Historical Efficiency Ratios of Cholamandalam Investment and Finance Company
Historical Efficiency Ratios
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Historical Solvency Ratios of Cholamandalam Investment and Finance Company
Historical Solvency Ratios
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