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Fundamental Analysis of Cholamandalam Investment and Finance Company - Growth / Value Index



CHOLAFIN - Valuation Highlights

Valuation Analysis

   Tremendous increasing in Book Value last 3 year
   Very Expensive - Price to Intrinsic Value of 18.69
   Price to Book Ratio of 4.79 suggesting that it is very expensive
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ Screener/ About
Price to Earning 23.54 29.97 6.67 %    
Price to Book 4.73 5.40 10.05 % 4.43    
Price to Sales 3.84 4.94 -1.54 %    
Enterprise Value to EBITDA Multiple 12.77 -30.00 %    


CHOLAFIN - Profitability Highlights

Profitability Analysis

   Tremendous increasing trend in Net Profit for last 3 year
   Excellent QoQ /QoQ FY EPS growth
   During the past twelve months, the company has given a strong Return On Equity of 20.08%
   All key Trailing Twelve Months Margin growing by 15 %
   Piotroski F Score - Stable Value of 5.0
   Company's Net Profit is increasing for last 5 Quarters
   Company's Profit Before Tax is increasing for last 5 Quarters
   EBITDA is continuously increasing for last 3 Years
   Steady ROE in range of 15 to 20 for last 3 years
   Steady Growth in EPS for last four quarters
   Good Net Margin of 16.31% is achieved by the company
   Very Low Dividend Yield of 0.140 %
   Low Earning Yield of 4.19 %
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ Screener/ About
Return On Equity 20.08 18.01 3.17 % 4.97    
Return On Asset 2.38 2.11 -3.27 % 0.595    
Net Profit Margin 16.31 16.49 -7.70 % 16.32    
Operating Profit Margin 29.29 21.03 -6.95 % 33.50    
EBITDA Margin 70.03 71.50 -2.48 % 69.06    


Highlights
Market Cap1155.62 B
Enterprise Value2239.00 B
Price/Book TTM4.73
Outstanding Share852037 K
Float/ Outstanding Share49.90%
Dividend Yield0.150 %
Share Holding
Guru Numbers
Price/Graham No2.24
Peter Lynch Ratio0.985
Piotroski F Score5.00                  
Altman Z Score1.07                  
Sloan Ratio0.196
Peter Lynch Fair Value1267.40


CHOLAFIN - Growth Highlights

Growth Analysis

   Short term positive trend in total sale and net profit
   Tremendous increasing trend in total sale last 3 year
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 29701.96 (Cr) 35.04 % 5.43 %
Gross Profit 15709.58 (Cr) 36.70 % 6.56 %
EBITDA 20801.31 (Cr) 31.68 % 5.85 %
Net Profit 4843.93 (Cr) 24.64 % 11.31 %
EPS 57.61 23.20 % NA


CHOLAFIN - Stability Highlights

Stability Analysis

   Altman Z Score of 1.07 suggest high risk
   Company has high debt burden
   Company is unable to generate enough free cash to support the business.
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ Screener/ About
Debt to Equity Ratio 4.98 -40.68 % 7.23    
Cash Ratio 0.053 29.89 %    
Quick Ratio 0 0 % 0    
Shareholders Equity 11.72 -6.24 %    
Debt to EBITDA 6.38 -45.58 %    


Historical Valuation Ratios of Cholamandalam Investment and Finance Company

Historical Valuation Ratios
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Historical Profitability Ratios of Cholamandalam Investment and Finance Company

Historical Profitability Ratios
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Historical Efficiency Ratios of Cholamandalam Investment and Finance Company

Historical Efficiency Ratios
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Historical Solvency Ratios of Cholamandalam Investment and Finance Company

Historical Solvency Ratios
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