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Fundamental Analysis of Bajaj Finance - Growth / Value Index
BAJFINANCE - Valuation Highlights
Valuation Analysis
Tremendous increasing in Book Value last 3 year
Very Expensive - Price to Intrinsic Value of 14.10
Price to Book Ratio of 5.24 suggesting that it is very expensive
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Price to Earning | 29.02 | 26.19 | -21.25 % | ||
| Price to Book | 5.33 | 4.37 | -23.65 % | 0 | |
| Price to Sales | 6.79 | 6.08 | -23.49 % | ||
| Enterprise Value to EBITDA Multiple | 8.70 | -50.00 % |
BAJFINANCE - Profitability Highlights
Profitability Analysis
Tremendous increasing trend in Net Profit for last 3 year
Excellent Net Margin for last 3 years
Excellent QoQ /QoQ FY EPS growth
Company Earning excess return
All key Trailing Twelve Months Margin growing by 15 %
Company's Net Profit is increasing for last 5 Quarters
Company's Profit Before Tax is increasing for last 5 Quarters
EBITDA is continuously increasing for last 3 Years
Steady ROE in range of 15 to 20 for last 3 years
Steady Growth in EPS for last four quarters
Good Return on Equity of 18.80% is achieved by the company
Good Net Margin of 23.41% is achieved by the company
Very Low Dividend Yield of 0.580 %
Low Earning Yield of 3.51 %
In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Return On Equity | 18.80 | 16.68 | -3.05 % | 4.86 | |
| Return On Asset | 3.84 | 3.40 | -4.85 % | 0.990 | |
| Net Profit Margin | 23.41 | 23.20 | -2.85 % | 25.66 | |
| Operating Profit Margin | 38.14 | 31.79 | 0.584 % | 43.54 | |
| EBITDA Margin | 67.22 | 67.67 | -1.18 % | 69.67 |
Highlights
| Market Cap | 5530.18 B |
| Enterprise Value | 5372.63 B |
| Price/Book TTM | 5.33 |
| Outstanding Share | 6217.88 M |
| Float/ Outstanding Share | 42.51% |
| Dividend Yield | 0.580 % |
Share Holding
Guru Numbers
| Price/Graham No | 2.50 |
| Peter Lynch Ratio | 0.475 |
| Piotroski F Score | 3.00 |
| Altman Z Score | 1.21 |
| Sloan Ratio | 0.158 |
| Peter Lynch Fair Value | 749.26 |
BAJFINANCE - Growth Highlights
Growth Analysis
Short term positive trend in total sale and net profit
Tremendous increasing trend in total sale last 3 year
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 82522.46 (Cr) | 17.65 % | 1.85 % |
| Gross Profit | 49221.42 (Cr) | 12.49 % | 0.230 % |
| EBITDA | 55475.12 (Cr) | 16.27 % | 15.69 % |
| Net Profit | 19315.90 (Cr) | 14.30 % | 36.40 % |
| EPS | 30.65 | 13.78 % | NA |
BAJFINANCE - Stability Highlights
Stability Analysis
Tsr Stability Index - Excellent Score of 87.50
Company is Debt Free
Decreasing debt with Increasing revenue
Altman Z Score of 1.20 suggest high risk
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|
| Debt to Equity Ratio | 0 | 0 % | 0 | |
| Cash Ratio | 0.0357 | -3.50 % | ||
| Quick Ratio | 0 | 0 % | 0 | |
| Shareholders Equity | 20.36 | -1.86 % | ||
| Debt to EBITDA | 0 | 0 % |
Historical Valuation Ratios of Bajaj Finance
Historical Valuation Ratios
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Historical Profitability Ratios of Bajaj Finance
Historical Profitability Ratios
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Historical Efficiency Ratios of Bajaj Finance
Historical Efficiency Ratios
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Historical Solvency Ratios of Bajaj Finance
Historical Solvency Ratios
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