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Fundamental Analysis of Bajaj Finance - Growth / Value Index



BAJFINANCE - Valuation Highlights

Valuation Analysis

   Tremendous increasing in Book Value last 3 year
   Very Expensive - Price to Intrinsic Value of 14.10
   Price to Book Ratio of 5.24 suggesting that it is very expensive
Valuation Key Ratios
Ratio TTM Latest FY Yoy Change MRQ Screener/ About
Price to Earning 29.02 26.19 -21.25 %    
Price to Book 5.33 4.37 -23.65 % 0    
Price to Sales 6.79 6.08 -23.49 %    
Enterprise Value to EBITDA Multiple 8.70 -50.00 %    


BAJFINANCE - Profitability Highlights

Profitability Analysis

   Tremendous increasing trend in Net Profit for last 3 year
   Excellent Net Margin for last 3 years
   Excellent QoQ /QoQ FY EPS growth
   Company Earning excess return
   All key Trailing Twelve Months Margin growing by 15 %
   Company's Net Profit is increasing for last 5 Quarters
   Company's Profit Before Tax is increasing for last 5 Quarters
   EBITDA is continuously increasing for last 3 Years
   Steady ROE in range of 15 to 20 for last 3 years
   Steady Growth in EPS for last four quarters
   Good Return on Equity of 18.80% is achieved by the company
   Good Net Margin of 23.41% is achieved by the company
   Very Low Dividend Yield of 0.580 %
   Low Earning Yield of 3.51 %
   In the last three years, the company has given poor Returns on Assets
Profitability Key Ratios
Ratio TTM Latest FY Yoy Change MRQ Screener/ About
Return On Equity 18.80 16.68 -3.05 % 4.86    
Return On Asset 3.84 3.40 -4.85 % 0.990    
Net Profit Margin 23.41 23.20 -2.85 % 25.66    
Operating Profit Margin 38.14 31.79 0.584 % 43.54    
EBITDA Margin 67.22 67.67 -1.18 % 69.67    


Highlights
Market Cap5530.18 B
Enterprise Value5372.63 B
Price/Book TTM5.33
Outstanding Share6217.88 M
Float/ Outstanding Share42.51%
Dividend Yield0.580 %
Share Holding
Guru Numbers
Price/Graham No2.50
Peter Lynch Ratio0.475
Piotroski F Score3.00                  
Altman Z Score1.21                  
Sloan Ratio0.158
Peter Lynch Fair Value749.26


BAJFINANCE - Growth Highlights

Growth Analysis

   Short term positive trend in total sale and net profit
   Tremendous increasing trend in total sale last 3 year
   Quarterly sales in last 5 years is trending up
   Steady increase in Total Assets for last 3 Years
Growth Key Fields
Field TTM YoY Growth QoQ Growth
Revenue 82522.46 (Cr) 17.65 % 1.85 %
Gross Profit 49221.42 (Cr) 12.49 % 0.230 %
EBITDA 55475.12 (Cr) 16.27 % 15.69 %
Net Profit 19315.90 (Cr) 14.30 % 36.40 %
EPS 30.65 13.78 % NA


BAJFINANCE - Stability Highlights

Stability Analysis

   Tsr Stability Index - Excellent Score of 87.50
   Company is Debt Free
   Decreasing debt with Increasing revenue
   Altman Z Score of 1.20 suggest high risk
Stability Key Ratios
Ratio Latest FY Yoy Change MRQ Screener/ About
Debt to Equity Ratio 0 0 % 0    
Cash Ratio 0.0357 -3.50 %    
Quick Ratio 0 0 % 0    
Shareholders Equity 20.36 -1.86 %    
Debt to EBITDA 0 0 %    


Historical Valuation Ratios of Bajaj Finance

Historical Valuation Ratios
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Historical Profitability Ratios of Bajaj Finance

Historical Profitability Ratios
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Historical Efficiency Ratios of Bajaj Finance

Historical Efficiency Ratios
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Historical Solvency Ratios of Bajaj Finance

Historical Solvency Ratios
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