Free Access to TSR Screeners - Sign Up for Your Weekend Pass
Birds's Eye
Technicals
MovingAverage
Candlestick
PivotPoint
Fin Statements
Beta&Vols
Tech ChartsFundamental Analysis of Fino Payments Bank Ltd. - Growth / Value Index
FINOPB - Valuation Highlights
Valuation Analysis
Book Value in last 3 years is trending up
Tsr Value Index - Poor Score of 26.39
Very Expensive - Price to Intrinsic Value of
Book Value in last 3 years is trending down
Valuation Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Price to Earning | 15.25 | 20.49 | -25.32 % | ||
| Price to Book | 1.80 | 0 | 0 % | 0 | |
| Price to Sales | 4.47 | 9.71 | -38.40 % | ||
| Enterprise Value to EBITDA Multiple | 9.68 | -82.80 % |
FINOPB - Profitability Highlights
Profitability Analysis
Earning Yield of 6.56 %
Excellent Net Margin for last 3 years
During the past twelve months, the company has given a strong Net Margin of 29.29%
All key Trailing Twelve Months Margin growing by 15 %
Piotroski F Score - Stable Value of 5.0
Annual Net Profit in last 3 years is trending up
EBITDA is continuously increasing for last 3 Years
Good Return on Equity of 11.83% is achieved by the company
Tsr Profitability Index - Poor Score of 34.82
Very Low Dividend Yield of 0 %
In the last three years, the company has given poor Returns on Assets
EPS decline for last four quarters
Profitability Key Ratios
| Ratio | TTM | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|---|
| Return On Equity | 11.83 | 12.39 | -7.58 % | 0 | |
| Return On Asset | 2.90 | 2.20 | -12.76 % | 0 | |
| Net Profit Margin | 29.29 | 47.40 | -17.52 % | 19.46 | |
| Operating Profit Margin | 193.56 | -790.62 | 4.44 % | 0 | |
| EBITDA Margin | 83.89 | 130.73 | 127.31 % | 74.43 |
Highlights
| Market Cap | 10577.89 M |
| Enterprise Value | 16325.16 M |
| Price/Book TTM | 1.80 |
| Outstanding Share | 83218.40 K |
| Float/ Outstanding Share | 22.99% |
| Dividend Yield | 0 % |
Share Holding
Guru Numbers
| Price/Graham No | |
| Peter Lynch Ratio | 0.481 |
| Piotroski F Score | 5.00 |
| Altman Z Score | 0.304 |
| Sloan Ratio | 0.0430 |
| Peter Lynch Fair Value | 0 |
FINOPB - Growth Highlights
Growth Analysis
Tremendous increasing trend in total sale last 3 year
Quarterly sales in last 5 years is trending up
Steady increase in Total Assets for last 3 Years
Growth Key Fields
| Field | TTM | YoY Growth | QoQ Growth |
|---|---|---|---|
| Revenue | 236.84 (Cr) | 30.11 % | 4.74 % |
| Gross Profit | 892.60 (Cr) | 18.14 % | % |
| EBITDA | 198.69 (Cr) | 195.75 % | 4.05 % |
| Net Profit | 69.36 (Cr) | 7.32 % | 20.20 % |
| EPS | 8.33 | 7.34 % | NA |
FINOPB - Stability Highlights
Stability Analysis
Altman Z Score of 0.304 suggest high risk
Company has high debt burden
Company is unable to generate enough free cash to support the business.
Stability Key Ratios
| Ratio | Latest FY | Yoy Change | MRQ | Screener/ About |
|---|---|---|---|---|
| Debt to Equity Ratio | 2.25 | 1.44 % | 0 | |
| Cash Ratio | 0.569 | 153.68 % | ||
| Quick Ratio | 0 | 0 % | 0 | |
| Shareholders Equity | 17.76 | -5.60 % | ||
| Debt to EBITDA | 6.58 | -60.17 % |
Historical Valuation Ratios of Fino Payments Bank Ltd.
Historical Valuation Ratios
Loading ...
Historical Profitability Ratios of Fino Payments Bank Ltd.
Historical Profitability Ratios
Loading ...
Historical Efficiency Ratios of Fino Payments Bank Ltd.
Historical Efficiency Ratios
Loading ...
Historical Solvency Ratios of Fino Payments Bank Ltd.
Historical Solvency Ratios
Loading ...