Technicals Stability Returns

Fundamental Analysis of Max Financial Services (MFSL)

Summary    Balance Sheet    Cash Flow    Income    Qtrly Income    Valuation Ratio    Profitability Ratios    Solvency    Efficiency Ratios    

Guru Numbers
Book Value/Share74.31
EV/EBITDA94.75
Market Cap (Cr)24520.42
Enterprise Value (Cr)24246.33
Piotroski F-Score5.00
Altman Z Score0.486
Graham No140.88
Price/ Graham 5.04
Peter Lynch Ratio-0.903
Sloan Ratio0.0050
Peter Lynch Fair valueNA
TSR Fair value161.94
Key Financial ratios of MFSL
Ratio Latest FY Yoy Change TTM MRQ Screener/
About
Price to Earning    157.55 90.85 % 59.85    
Price to Book    10.15 -3.42 % 0.387 0.245    
Price to Sales    1.28 14.01 % 0.885    
Earning Per Share    4.79 -54.04 % 11.87 5.44    
Return On Equity    6.44 -49.39 % 11.58 5.75    
Return On Asset    0.215 -50.36 % 0.382 0.186    
Net Profit Margin    0.813 -40.26 % 1.48 2.53    
Operating Profit Margin    1.23 -33.76 % -1.65 -11.26    
EBITDA Margin    1.34 -29.88 % 1.87 3.16    
Debt to Equity Ratio    0.132 0 % 0.128    
Current Ratio    1.03 -99.95 % 0.318    
Quick Ratio    0 0 % 0.318    
View Historitcal ratios of Max Financial Services Ltd.
Valuation Ratios   Profitability Ratio   Solvency Ratios   Efficiency Ratios
Screen Financial Ratio using Custom Screener
Terrific View
Tsr Stability Index - Excellent Score of 80.00
Excellent QoQ /QoQ FY EPS growth
Steady View
Piotroski F Score - Stable Value of 5.0
Steady increase in Total Assets for last 3 Years
Good Return on Equity of 11.58% is achieved by the company
Risky View
Tsr Value Index - Very Poor Score of 11.11
Tsr Growth Index - Poor Score of 21.38
Tsr Profitability Index - Poor Score of 23.44
Stock Returns is less than Nifty returns for consequitive last three years
Altman Z Score of 0.487 suggest high risk
Very Expensive - Price to Intrinsic Value of 4.44
Price to Earning Ratio is 60.60 and EV to EBITDA is 58.68 suggesting that it is very expensive
Price to Book Ratio of 9.68 suggesting that it is very expensive
Very Low Dividend Yield of 0 %
In the last three years, the company has given poor Net Margin
Operating Cash Flow decreasing for last 3 year
In the last three years, the company has given poor Returns on Assets
Book Value in last 3 years is trending down
Terrific Steady Risky Stock View - Fundamental Snapshot
Share Overview
Promoter Owned14.70 %
Institution Owned77.50 %
Public/Others7.80 %
Outstanding Shares34.51 Cr
Floating Shares21.24 Cr
Floating / Outstanding61.53%
Book Value/Share74.31
Face value2.00
Share Holding
Annual Key Income Statement of MFSL
Period 31_Mar_2022 31_Mar_2021 Growth
Net Income From Continuing Ops 318.40 559.75 43.12 %
Net Income 253.37 425.39 40.44 %
Operating Income 382.22 578.78 33.96 %
Total Revenue 31181.14 31273.90 0.297 %
Operating Expense 30798.92 30695.12 0.338 %
Interest Expense 24.74 0.270 9062.96 %
Tax Expense 70.25 33.14 111.98 %
Income Before tax 388.66 592.89 34.45 %
Gross Profit 31144.37 -30055.52 203.62 %
Dividend Paid -32.07 -13.78 132.73 %
   
Quarterly Key Income Statement of MFSL
Period 31_Dec_2022 30_Sep_2022 Growth
Net Income From Continuing Ops 269.35 61.61 337.19 %
Net Income 224.94 51.29 338.57 %
Operating Income -1001.51 -2665.34 62.42 %
Total Revenue 8895.52 9316.09 4.51 %
Operating Expense 8573.27 9238.12 7.20 %
Interest Expense 9.40 9.47 0.739 %
Tax Expense 45.19 12.22 269.80 %
Income Before tax 314.54 73.83 326.03 %
Gross Profit 0 0 %
Dividend Paid 0 0 %
   
Key Balance Sheet Fields
Period 31_Mar_2022 31-Mar-21 Growth
Common Stock 69.02 69.02 0 %
Current Liabilities 112.42 K 45.11 249113 %
Total Liabilities 113.81 K 94788.65 20.07 %
Current Assets 115.77 K 95157.66 21.66 %
Total Assets 117.75 K 98131.61 19.99 %
Working capital 3356.34 95112.55 96.47 %
Accounts Payable 35.97 39.93 9.92 %
Inventory 0 0 %
Net Receivable 677.16 2.56 26351.56 %
   
Key Cash Flow Fields
Period 31_Mar_2022 31_Mar_2021 Growth
Cash EPS 6.11 13.83 55.82 %
Cash From Investment Activity -8835.38 -8580.55 2.97 %
Cash From Financial Activity 387.97 -92.02 521.61 %
Cash Operational Activity 8495.86 8621.13 1.45 %
Net Cash Flow 48.45 -51.44 194.19 %
NetIncome 253.37 425.39 40.44 %
Capital Expenditure 127.99 82.94 54.32 %
Change To Inventory 0 0 %
   



   About Max Financial Services Limited
Max Financial Services Limited, through its subsidiary, provides life insurance products in India. The company operates through Life Insurance and Business Investments segments. It offers a range of participating, non-participating, and linked products covering life insurance, pension, and health benefits, including riders for individual and group segments. The company also engages in treasury investment activities; and the provision of management advisory services. Its products are distributed through individual and corporate agents, banks, brokers, and other channels. The company was formerly known as Max India Limited and changed its name to Max Financial Services Limited in January 2016. Max Financial Services Limited was founded in 1984 and is based in Noida, India.

Address : L20M, Max Towers, Noida, India, 201301

URL : https://www.maxfinancialservices.com

Employee Count : 12

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